Underwriters - Unisure Health
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Expatriate Group work with a number of international capacity providers, to ensure that relevant knowledge, experience and licensing is utilised for all the risks underwritten as part of the Expatriate Group brand.

Our capacity partners include:

Lloyd’s of London

Lloyd’s is the world’s specialist insurance market. Unlike many other insurance brands, Lloyd’s is not a company; it’s a market where our members join together as syndicates to insure risks.

Strategic Insurance Services, of which Expatriate Group is a trading style, is both a Coverholder and Broker at Lloyd’s. We work with a number of syndicates to place risks appropriately under our existing binding authority agreements or as facultative placement.

Ratings: S&P AA+; Fitch AA-; A M Best A

Guardrisk Insurance Company Limited

Annual premium income of US $700 million
Assets of US $1 billion
Aaa rated by Moody’s
Wholly owned by MMI Holdings who are listed on the Johannesburg Stock Exchange. MMI employ over 17,500, with operations in 18 countries.

Ratings: Fitch AA; GCR AA


World’s 4th largest reinsurance company
Scor are the largest life reinsurers in the United States
Listed on the French Stock Exchange

Ratings: A.M. Best rating: A+ stable outlook.


General Re, a subsidiary of Berkshire Hathaway Inc., is a holding company for global reinsurance and related operations. It owns General Reinsurance and General Reinsurance AG, which conduct business as Gen Re.

Ratings: A.M. Best Rating: A.M. Best: A++ (Superior)

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